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Easy Instalment Plans (EIP)
Shop at PAPITA from just AED 500 and pay in 0% interest Easy Instalment Plans for 3,6 months.
1. Shop
Spend AED 500 or more online or in-store.
2. Receive Your Order
Have your items delivered to your doorstep or pick them up in-store.
3. Switch to Easy Instalment
Reach out to your bank with your order number and convert to Easy Instalment Plan.
Our Partners
Abu Dhabi Commercial Bank
Available for a tenure of 3 or 6 months.
Minimum purchase of AED 1000.
Processing fee: AED 52.50.
Emirates NBD
Available for a tenure of 3 months
Minimum purchase of AED 1000.
Processing fee: AED 49.
Mashreq Bank
Available for a tenure of 3 or 6 months
Minimum purchase of AED 500.
Processing fee: 1%.
*Valid In-store only
FAQs
What is Easy Instalment Plan (EIP)?
An EIP allows you to split your purchase into monthly instalments at 0% monthly interest when you use an eligible credit card from one of our partner banks.
Are all products on PAPITA.co eligible for EIP?
Yes, all products bought above the minimum spending limit qualify for the EIP conversion. You can find the minimum spending limit for partner banks above or on the product page.
How do I convert my purchase into an EIP?
Once your order is placed on PAPITA.co, simply call your bank’s customer service and ask them to change the transaction into an instalment plan.
Are there any processing fees?
Some of our partner banks might charge a one-time processing fee. You can find this information above, on the product page, or on our partner banks’ website. For more details, please get in touch with your bank directly.
Can I use a debit card or cash for the EIP?
No, unfortunately. The EIP is only available for eligible credit card purchases on PAPITA.co.
An EIP allows you to split your purchase into monthly instalments at 0% monthly interest when you use an eligible credit card from one of our partner banks.
Are all products on PAPITA.co eligible for EIP?
Yes, all products bought above the minimum spending limit qualify for the EIP conversion. You can find the minimum spending limit for partner banks above or on the product page.
How do I convert my purchase into an EIP?
Once your order is placed on PAPITA.co, simply call your bank’s customer service and ask them to change the transaction into an instalment plan.
Are there any processing fees?
Some of our partner banks might charge a one-time processing fee. You can find this information above, on the product page, or on our partner banks’ website. For more details, please get in touch with your bank directly.
Can I use a debit card or cash for the EIP?
No, unfortunately. The EIP is only available for eligible credit card purchases on PAPITA.co.
Terms & Conditions
- Easy Instalment Plans are available through partner banks and are subject to the terms set by the card issuing Bank.
- For details on additional charges, please reach out to your bank directly to check for any that may apply. This includes processing, foreclosure fees, and non-payment fees.